First Bank Of Utica
First Bank Of Utica is a bank based in Utica, Nebraska, established in 1882, with $78 million in total assets across 4 branches. By Trust Grade it ranks 107th of 139 banks we track in Nebraska. Its capital ratio of 14.0% is stronger than 66% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 0.50% return on assets. No consumer complaints against First Bank Of Utica appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Bank Of Utica compares to Nebraska peers
How we graded First Bank Of Utica
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.0% capital ratio)
- Profitable (ROA 0.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Bank Of Utica over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 390 Hector St, Cordova, NE 68330
- 104 S Cherry St, Friend, NE 68359
- 407 7th St, Milligan, NE 68406
- 785 D St, Utica, NE 68456
Are deposits at First Bank Of Utica insured?
Yes. First Bank Of Utica is an FDIC-insured bank (FDIC certificate #14281). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Bank Of Utica: frequently asked questions
Is First Bank Of Utica a good bank?
First Bank Of Utica earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (14.0% capital ratio); Profitable (ROA 0.50%).
Is First Bank Of Utica FDIC-insured?
Yes. First Bank Of Utica is a FDIC-insured bank (FDIC certificate #14281). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Bank Of Utica?
First Bank Of Utica holds $78 million in total assets, ranking 107th of 139 banks we track in Nebraska. It operates 4 branches.
Does First Bank Of Utica have CFPB complaints?
No CFPB complaints against First Bank Of Utica appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
