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Columbus Bank And Trust Company

Columbus, NE · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Columbus Bank And Trust Company is a bank based in Columbus, Nebraska, established in 1934, with $276 million in total assets across 2 branches. By Trust Grade it ranks 69th of 139 banks we track in Nebraska. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.79% return on assets. No consumer complaints against Columbus Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$276.2M
$100M–1B institution
Deposits
$220.8M
Branches
2
Capital ratio
9.9%
Bottom 45% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.8%
Top 19% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#69
of 139 banks

How Columbus Bank And Trust Company compares to Nebraska peers

Capital ratio
Bottom 45% of $100M–1B peers
Columbus Bank
9.9%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 19% of $100M–1B peers
Columbus Bank
1.8%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Columbus Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.9% capital ratio)
  • Strongly profitable (ROA 1.79%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Columbus Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 118 23rd St, Columbus, NE 68601
  • 2501 13th St, Columbus, NE 68601

Are deposits at Columbus Bank And Trust Company insured?

Yes. Columbus Bank And Trust Company is an FDIC-insured bank (FDIC certificate #15010). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Columbus Bank And Trust Company: frequently asked questions

Is Columbus Bank And Trust Company a good bank?

Columbus Bank And Trust Company earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.79%).

Is Columbus Bank And Trust Company FDIC-insured?

Yes. Columbus Bank And Trust Company is a FDIC-insured bank (FDIC certificate #15010). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Columbus Bank And Trust Company?

Columbus Bank And Trust Company holds $276 million in total assets, ranking 69th of 139 banks we track in Nebraska. It operates 2 branches.

Does Columbus Bank And Trust Company have CFPB complaints?

No CFPB complaints against Columbus Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Nebraska State Bank And Trust Company
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Western National Bank
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Commercial State Bank
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Auburn State Bank
bank · Auburn, NE · $250M assets
State Nebraska Bank & Trust
bank · Wayne, NE · $249M assets
Adams County Bank
bank · Kenesaw, NE · $242M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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