Dayspring Bank is a bank based in Gothenburg, Nebraska, established in 1906, with $1.2 billion in total assets across 10 branches. By Trust Grade it ranks 11th of 139 banks we track in Nebraska. Its capital ratio of 10.3% is stronger than 50% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Dayspring Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Dayspring Bank compares to Nebraska peers
How we graded Dayspring Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.00%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Dayspring Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 605 10th St, Gothenburg, NE 69138
- 11808 W Center Rd, Omaha, NE 68144
- 101 Nw 1st St, Mullen, NE 69152
- 5370 S 72nd St, Ralston, NE 68127
- 410 Rodeo Rd, North Platte, NE 69101
- 9831 South 96th Street, Papillion, NE 68046
- 5370 South 72nd St, Omaha, NE 68127
- 11910 Standing Stone Dr, Gretna, NE 68028
- 234 S Commercial Ave, Wallace, NE 69169
- 914 Lake Ave, Gothenburg, NE 69138
Are deposits at Dayspring Bank insured?
Yes. Dayspring Bank is an FDIC-insured bank (FDIC certificate #13622). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Dayspring Bank: frequently asked questions
Is Dayspring Bank a good bank?
Dayspring Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.00%).
Is Dayspring Bank FDIC-insured?
Yes. Dayspring Bank is a FDIC-insured bank (FDIC certificate #13622). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Dayspring Bank?
Dayspring Bank holds $1.2 billion in total assets, ranking 11th of 139 banks we track in Nebraska. It operates 10 branches.
Does Dayspring Bank have CFPB complaints?
No CFPB complaints against Dayspring Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
