First State Bank Nebraska is a bank based in Lincoln, Nebraska, established in 1912, with $1.1 billion in total assets across 19 branches. By Trust Grade it ranks 12th of 139 banks we track in Nebraska. Its capital ratio of 10.2% is stronger than 50% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against First State Bank Nebraska appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Nebraska compares to Nebraska peers
How we graded First State Bank Nebraska
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Strongly profitable (ROA 1.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Nebraska over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (19)
- 127 W Main St, Cedar Bluffs, NE 68015
- 104 N West Ave, Western, NE 68464
- 111 Livingston St, Filley, NE 68357
- 515 2nd St, Yutan, NE 68073
- 2249 1st Avenue (Highway 75), Plattsmouth, NE 68048
- 655 Chestnut St, Hickman, NE 68372
- 13900 Guildford St, Waverly, NE 68462
- 223 W 4th St, Cortland, NE 68331
- 102 Spruce St, Colon, NE 68018
- 307 E Fillmore Ave, De Witt, NE 68341
- 446 Main St, Plattsmouth, NE 68048
- 4915 Old Cheney Rd, Lincoln, NE 68516
- 560 Sargent St, Beatrice, NE 68310
- 6457 Frances St, Omaha, NE 68106
- 2249 1st Ave, Plattsmouth, NE 68048
- 412 Elm St, Nehawka, NE 68413
- 611 Washington Ave, Dorchester, NE 68343
- 2701 Grainger Pkwy, Lincoln, NE 68516
- 203 W 3rd St, Wilber, NE 68465
Are deposits at First State Bank Nebraska insured?
Yes. First State Bank Nebraska is an FDIC-insured bank (FDIC certificate #13868). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Nebraska: frequently asked questions
Is First State Bank Nebraska a good bank?
First State Bank Nebraska earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.45%).
Is First State Bank Nebraska FDIC-insured?
Yes. First State Bank Nebraska is a FDIC-insured bank (FDIC certificate #13868). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Nebraska?
First State Bank Nebraska holds $1.1 billion in total assets, ranking 12th of 139 banks we track in Nebraska. It operates 19 branches.
Does First State Bank Nebraska have CFPB complaints?
No CFPB complaints against First State Bank Nebraska appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
