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Henderson State Bank

Henderson, NE · Est. 1943 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Henderson State Bank is a bank based in Henderson, Nebraska, established in 1943, with $635 million in total assets across 12 branches. By Trust Grade it ranks 31st of 139 banks we track in Nebraska. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.58% return on assets. No consumer complaints against Henderson State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$634.6M
$100M–1B institution
Deposits
$479.2M
Branches
12
Capital ratio
10.5%
Top 45% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.6%
Top 28% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#31
of 139 banks

How Henderson State Bank compares to Nebraska peers

Capital ratio
Top 45% of $100M–1B peers
Henderson State
10.5%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 28% of $100M–1B peers
Henderson State
1.6%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Henderson State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Henderson State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 122 S Commercial St, Maywood, NE 69038
  • 1040 N Main St, Henderson, NE 68371
  • 318 Taylor St, Culbertson, NE 69024
  • 306 Pine St, Big Springs, NE 69122
  • 627 N Lincoln Ave, York, NE 68467
  • 107 W Oneill Ave, Greeley, NE 68842
  • 216 Tonya Dr, Giltner, NE 68841
  • 324 Main St, Stapleton, NE 69163
  • 705 N. Highway 83, Mccook, NE 69001
  • 402 N Jeffers St, North Platte, NE 69101
  • 3333 N 168th Ct, Omaha, NE 68116
  • 339 Main St, Trenton, NE 69044

Are deposits at Henderson State Bank insured?

Yes. Henderson State Bank is an FDIC-insured bank (FDIC certificate #17229). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Henderson State Bank: frequently asked questions

Is Henderson State Bank a good bank?

Henderson State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.58%).

Is Henderson State Bank FDIC-insured?

Yes. Henderson State Bank is a FDIC-insured bank (FDIC certificate #17229). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Henderson State Bank?

Henderson State Bank holds $635 million in total assets, ranking 31st of 139 banks we track in Nebraska. It operates 12 branches.

Does Henderson State Bank have CFPB complaints?

No CFPB complaints against Henderson State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Bruning Bank
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Enterprise Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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