Heritage Bank is a bank based in Wood River, Nebraska, established in 1884, with $613 million in total assets across 20 branches. By Trust Grade it ranks 30th of 139 banks we track in Nebraska. Its capital ratio of 22.0% is stronger than 97% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 2.49% return on assets. No consumer complaints against Heritage Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Heritage Bank compares to Nebraska peers
How we graded Heritage Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (22.0% capital ratio)
- Strongly profitable (ROA 2.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Heritage Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 402 S Orleans Ave, Orleans, NE 68966
- 110 E 9th St, Wood River, NE 68883
- 821 2nd St, St. Paul, NE 68873
- 1101 12th St, Aurora, NE 68818
- 1110 L St, Aurora, NE 68818
- 1333 N Webb Rd, Grand Island, NE 68803
- 305 Main St, Neligh, NE 68756
- 734 O St, Loup City, NE 68853
- 315 W 60th St, Kearney, NE 68845
- 315 W 60th St, Kearney, NE 68845
- 800 W 3rd St, Hastings, NE 68901
- 1333 N Webb Rd, Grand Island, NE 68803
- 607 E 11th St, Wood River, NE 68883
- 2525 Heritage Dr, Broken Bow, NE 68822
- 2108 Taylor Avenue Suite 850, Norfolk, NE 68701
- 2108 Taylor Ave., Norfolk, NE 68701
- 200 E 3rd St, Stromsburg, NE 68666
- 800 W 3rd St, Hastings, NE 68901
- 1101 12th St, Aurora, NE 68818
- 126 W 4th Ave, Red Cloud, NE 68970
Are deposits at Heritage Bank insured?
Yes. Heritage Bank is an FDIC-insured bank (FDIC certificate #17145). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Heritage Bank: frequently asked questions
Is Heritage Bank a good bank?
Heritage Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (22.0% capital ratio); Strongly profitable (ROA 2.49%).
Is Heritage Bank FDIC-insured?
Yes. Heritage Bank is a FDIC-insured bank (FDIC certificate #17145). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Heritage Bank?
Heritage Bank holds $613 million in total assets, ranking 30th of 139 banks we track in Nebraska. It operates 20 branches.
Does Heritage Bank have CFPB complaints?
No CFPB complaints against Heritage Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
