Exchange Bank is a bank based in Kearney, Nebraska, established in 1917, with $1.6 billion in total assets across 8 branches. By Trust Grade it ranks 17th of 139 banks we track in Nebraska. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.94% return on assets. No consumer complaints against Exchange Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Exchange Bank compares to Nebraska peers
How we graded Exchange Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.5% capital ratio)
- Strongly profitable (ROA 1.94%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Exchange Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 702 N Washington St, Junction City, KS 66441
- 1204 Allen Dr, Grand Island, NE 68803
- 7655 Pioneers Blvd, Lincoln, NE 68506
- 1720 S Ohio St, Salina, KS 67401
- 322 Houston St, Manhattan, KS 66502
- 8008 W Dodge Rd, Omaha, NE 68114
- 14 Labarre St, Gibbon, NE 68840
- 3110 2nd Ave, Kearney, NE 68847
Are deposits at Exchange Bank insured?
Yes. Exchange Bank is an FDIC-insured bank (FDIC certificate #1435). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Exchange Bank: frequently asked questions
Is Exchange Bank a good bank?
Exchange Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.94%).
Is Exchange Bank FDIC-insured?
Yes. Exchange Bank is a FDIC-insured bank (FDIC certificate #1435). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Exchange Bank?
Exchange Bank holds $1.6 billion in total assets, ranking 17th of 139 banks we track in Nebraska. It operates 8 branches.
Does Exchange Bank have CFPB complaints?
No CFPB complaints against Exchange Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
