Adams Bank & Trust is a bank based in Ogallala, Nebraska, established in 1962, with $1.3 billion in total assets across 23 branches. By Trust Grade it ranks 34th of 139 banks we track in Nebraska. Its capital ratio of 13.6% is stronger than 89% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against Adams Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Adams Bank & Trust compares to Nebraska peers
How we graded Adams Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Strongly profitable (ROA 1.40%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Adams Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (23)
- 205 N 4th St, Indianola, NE 69034
- 315 N Spruce St, Ogallala, NE 69153
- 131 Walnut St, Sutherland, NE 69165
- 108 S Perkins Ave, Madrid, NE 69150
- 121 S Jeffers St, North Platte, NE 69101
- 641 2nd St, Chappell, NE 69129
- 150 Central Ave, Grant, NE 69140
- 1201 Lake Ave, Berthoud, CO 80513
- 545 Broadway, Imperial, NE 69033
- 265 E Cheyenne Mountain Blvd, Colorado Springs, CO 80906
- 8308 Colorado Blvd, Firestone, CO 80504
- 7800 S College Ave, Fort Collins, CO 80525
- 10 Ken Pratt Blvd, Longmont, CO 80501
- 1005 S Range Ave, Colby, KS 67701
- 3221 S Jeffers St, North Platte, NE 69101
- 148 Remington St, Fort Collins, CO 80524
- 1310 Garden Of The Gods Rd, Colorado Springs, CO 80907
- 1359 Interquest Pkwy, Colorado Springs, CO 80921
- 7251 W 20th Street, Greeley, CO 80634
- 1270 Automation Dr, Windsor, CO 80550
- 1344 N Prescott Country Club Blvd, Dewey, AZ 86327
- 202 State St, Brule, NE 69127
- 702 Sheldon St, Lodgepole, NE 69149
Are deposits at Adams Bank & Trust insured?
Yes. Adams Bank & Trust is an FDIC-insured bank (FDIC certificate #18489). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Adams Bank & Trust: frequently asked questions
Is Adams Bank & Trust a good bank?
Adams Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.40%).
Is Adams Bank & Trust FDIC-insured?
Yes. Adams Bank & Trust is a FDIC-insured bank (FDIC certificate #18489). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Adams Bank & Trust?
Adams Bank & Trust holds $1.3 billion in total assets, ranking 34th of 139 banks we track in Nebraska. It operates 23 branches.
Does Adams Bank & Trust have CFPB complaints?
No CFPB complaints against Adams Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
