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Elkhorn Valley Bank & Trust

Norfolk, NE · Est. 1943 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Elkhorn Valley Bank & Trust is a bank based in Norfolk, Nebraska, established in 1943, with $1.4 billion in total assets across 8 branches. By Trust Grade it ranks 28th of 139 banks we track in Nebraska. Its capital ratio of 10.5% is stronger than 54% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against Elkhorn Valley Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Deposits
$1.1B
Branches
8
Capital ratio
10.5%
Top 46% of $1B–10B peers · Nebraska median 10.8%
Return on assets
1.4%
Top 35% of $1B–10B peers · Nebraska median 1.3%
Rank in Nebraska
#28
of 139 banks

How Elkhorn Valley Bank & Trust compares to Nebraska peers

Capital ratio
Top 46% of $1B–10B peers
Elkhorn Valley
10.5%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $1B–10B peers
Elkhorn Valley
1.4%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Elkhorn Valley Bank & Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.5% capital ratio)
  • Strongly profitable (ROA 1.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Elkhorn Valley Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 404 S 25th St, Norfolk, NE 68701
  • 120 E Norfolk Ave, Norfolk, NE 68701
  • 411 E 7th St, Wayne, NE 68787
  • 118 E Main St, Pierce, NE 68767
  • 2107 Taylor Ave, Norfolk, NE 68701
  • 1010 W Omaha Ave, Norfolk, NE 68701
  • 114 Douglas Ave, Yankton, SD 57078
  • 800 W Benjamin Ave, Norfolk, NE 68701

Are deposits at Elkhorn Valley Bank & Trust insured?

Yes. Elkhorn Valley Bank & Trust is an FDIC-insured bank (FDIC certificate #16553). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Elkhorn Valley Bank & Trust: frequently asked questions

Is Elkhorn Valley Bank & Trust a good bank?

Elkhorn Valley Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.42%).

Is Elkhorn Valley Bank & Trust FDIC-insured?

Yes. Elkhorn Valley Bank & Trust is a FDIC-insured bank (FDIC certificate #16553). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Elkhorn Valley Bank & Trust?

Elkhorn Valley Bank & Trust holds $1.4 billion in total assets, ranking 28th of 139 banks we track in Nebraska. It operates 8 branches.

Does Elkhorn Valley Bank & Trust have CFPB complaints?

No CFPB complaints against Elkhorn Valley Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Midwest Bank
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Platte Valley Bank
bank · Scottsbluff, NE · $1.2B assets
Bankfirst
bank · Norfolk, NE · $1.2B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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