City Bank & Trust Co. is a bank based in Lincoln, Nebraska, established in 1910, with $328 million in total assets across 5 branches. By Trust Grade it ranks 51st of 139 banks we track in Nebraska. Its capital ratio of 10.9% is stronger than 62% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.45% return on assets. No consumer complaints against City Bank & Trust Co. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How City Bank & Trust Co. compares to Nebraska peers
How we graded City Bank & Trust Co.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.9% capital ratio)
- Strongly profitable (ROA 1.45%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for City Bank & Trust Co. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 1135 Main Ave, Crete, NE 68333
- 3900 Pine Lake Rd, Lincoln, NE 68516
- 2929 Pine Lake Rd, Lincoln, NE 68516
- 940 P St, Lincoln, NE 68508
- 4225 Lucile Dr, Lincoln, NE 68506
Are deposits at City Bank & Trust Co. insured?
Yes. City Bank & Trust Co. is an FDIC-insured bank (FDIC certificate #5396). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
City Bank & Trust Co.: frequently asked questions
Is City Bank & Trust Co. a good bank?
City Bank & Trust Co. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.45%).
Is City Bank & Trust Co. FDIC-insured?
Yes. City Bank & Trust Co. is a FDIC-insured bank (FDIC certificate #5396). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is City Bank & Trust Co.?
City Bank & Trust Co. holds $328 million in total assets, ranking 51st of 139 banks we track in Nebraska. It operates 5 branches.
Does City Bank & Trust Co. have CFPB complaints?
No CFPB complaints against City Bank & Trust Co. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
