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Union Bank And Trust Company

Lincoln, NE · Est. 1917 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Union Bank And Trust Company is a bank based in Lincoln, Nebraska, established in 1917, with $9.2 billion in total assets across 37 branches. By Trust Grade it ranks 10th of 139 banks we track in Nebraska. Its capital ratio of 10.4% is stronger than 52% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Union Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$9.2B
$1B–10B institution
Deposits
$7.6B
Branches
37
Capital ratio
10.4%
Top 48% of $1B–10B peers · Nebraska median 10.8%
Return on assets
1.6%
Top 26% of $1B–10B peers · Nebraska median 1.3%
Rank in Nebraska
#10
of 139 banks

How Union Bank And Trust Company compares to Nebraska peers

Capital ratio
Top 48% of $1B–10B peers
Union Bank
10.4%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $1B–10B peers
Union Bank
1.6%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Union Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.4% capital ratio)
  • Strongly profitable (ROA 1.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Union Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (37)

  • 2008 N Webb Rd, Grand Island, NE 68803
  • 2201 Nebraska Pkwy, Lincoln, NE 68502
  • 4800 Normal Blvd, Lincoln, NE 68506
  • 1940 O St, Lincoln, NE 68510
  • 1300 N 48th St, Lincoln, NE 68504
  • 6001 Village Dr, Lincoln, NE 68516
  • 1301 J St, Auburn, NE 68305
  • 6801 S 27th St, Lincoln, NE 68512
  • 4732 Calvert St, Lincoln, NE 68506
  • 507 D St, David City, NE 68632
  • 1313 K St, Fairbury, NE 68352
  • 502 N Grant Ave, York, NE 68467
  • 220 S 4th St, Seward, NE 68434
  • 230 South Hall And U.S. 20, Valentine, NE 69201
  • 328 W 3rd St, Wahoo, NE 68066
  • 238 E 4th St, Ainsworth, NE 69210
  • 6801 O St, Lincoln, NE 68510
  • 5006 N 27th St, Lincoln, NE 68521
  • 4243 Pioneer Woods Dr, Lincoln, NE 68506
  • 2720 S 177th St, Omaha, NE 68130
  • 6811 S 27th St, Lincoln, NE 68512
  • 8401 Lexington Ave, Lincoln, NE 68505
  • 1550 S Coddington Ave, Lincoln, NE 68522
  • 8501 Andermatt Dr, Lincoln, NE 68526
  • 11460 Tomahawk Creek Pkwy, Leawood, KS 66211
  • 840 Fallbrook Blvd, Lincoln, NE 68521
  • 1400 R St, Lincoln, NE 68588
  • 1850 Grove Ave, Crete, NE 68333
  • 1601 23rd St, Columbus, NE 68601
  • 14400 Davenport St, Omaha, NE 68154
  • 1248 O St, Lincoln, NE 68508
  • 1801 Pine Lake Road, Lincoln, NE 68512
  • 123 N College Ave, Fort Collins, CO 80524
  • 514 G Street, Pawnee City, NE 68420
  • 3643 S 48th St, Lincoln, NE 68506
  • 309 Oak St, Bonner Springs, KS 66012
  • 410 4th St, Taylor, NE 68879

Are deposits at Union Bank And Trust Company insured?

Yes. Union Bank And Trust Company is an FDIC-insured bank (FDIC certificate #13421). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Union Bank And Trust Company: frequently asked questions

Is Union Bank And Trust Company a good bank?

Union Bank And Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Strongly profitable (ROA 1.56%).

Is Union Bank And Trust Company FDIC-insured?

Yes. Union Bank And Trust Company is a FDIC-insured bank (FDIC certificate #13421). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Union Bank And Trust Company?

Union Bank And Trust Company holds $9.2 billion in total assets, ranking 10th of 139 banks we track in Nebraska. It operates 37 branches.

Does Union Bank And Trust Company have CFPB complaints?

No CFPB complaints against Union Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Five Points Bank
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Security National Bank Of Omaha
bank · Omaha, NE · $1.8B assets
Exchange Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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