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Minden Exchange Bank & Trust Company

Minden, NE · Est. 1883 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Minden Exchange Bank & Trust Company is a bank based in Minden, Nebraska, established in 1883, with $199 million in total assets across 1 branch. By Trust Grade it ranks 58th of 139 banks we track in Nebraska. Its capital ratio of 18.8% is stronger than 96% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Minden Exchange Bank & Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$199.1M
$100M–1B institution
Deposits
$151.1M
Branches
1
Capital ratio
18.8%
Top 4% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.4%
Top 38% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#58
of 139 banks

How Minden Exchange Bank & Trust Company compares to Nebraska peers

Capital ratio
Top 4% of $100M–1B peers
Minden Exchange
18.8%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $100M–1B peers
Minden Exchange
1.4%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Minden Exchange Bank & Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.8% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Minden Exchange Bank & Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 448 N Minden Ave, Minden, NE 68959

Are deposits at Minden Exchange Bank & Trust Company insured?

Yes. Minden Exchange Bank & Trust Company is an FDIC-insured bank (FDIC certificate #5439). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Minden Exchange Bank & Trust Company: frequently asked questions

Is Minden Exchange Bank & Trust Company a good bank?

Minden Exchange Bank & Trust Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.8% capital ratio); Strongly profitable (ROA 1.39%).

Is Minden Exchange Bank & Trust Company FDIC-insured?

Yes. Minden Exchange Bank & Trust Company is a FDIC-insured bank (FDIC certificate #5439). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Minden Exchange Bank & Trust Company?

Minden Exchange Bank & Trust Company holds $199 million in total assets, ranking 58th of 139 banks we track in Nebraska. It operates 1 branch.

Does Minden Exchange Bank & Trust Company have CFPB complaints?

No CFPB complaints against Minden Exchange Bank & Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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