Foundation One Bank is a bank based in Waterloo, Nebraska, established in 1905, with $201 million in total assets across 3 branches. By Trust Grade it ranks 100th of 139 banks we track in Nebraska. Its capital ratio of 9.6% trails most similarly sized banks (41th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 0.75% return on assets. No consumer complaints against Foundation One Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Foundation One Bank compares to Nebraska peers
How we graded Foundation One Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.6% capital ratio)
- Profitable (ROA 0.75%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Foundation One Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 23804 Cedar Dr, Waterloo, NE 68069
- 4141 N 156th St, Omaha, NE 68116
- 17445 Arbor St, Omaha, NE 68130
Are deposits at Foundation One Bank insured?
Yes. Foundation One Bank is an FDIC-insured bank (FDIC certificate #18761). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Foundation One Bank: frequently asked questions
Is Foundation One Bank a good bank?
Foundation One Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.75%).
Is Foundation One Bank FDIC-insured?
Yes. Foundation One Bank is a FDIC-insured bank (FDIC certificate #18761). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Foundation One Bank?
Foundation One Bank holds $201 million in total assets, ranking 100th of 139 banks we track in Nebraska. It operates 3 branches.
Does Foundation One Bank have CFPB complaints?
No CFPB complaints against Foundation One Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
