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Commercial Bank

Nelson, NE · Est. 1894 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Commercial Bank is a bank based in Nelson, Nebraska, established in 1894, with $57 million in total assets across 1 branch. By Trust Grade it ranks 6th of 139 banks we track in Nebraska. Its capital ratio of 13.4% is stronger than 61% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.04% return on assets. No consumer complaints against Commercial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$57.4M
<$100M institution
Deposits
$49.7M
Branches
1
Capital ratio
13.4%
Top 39% of <$100M peers · Nebraska median 10.8%
Return on assets
1.0%
Top 46% of <$100M peers · Nebraska median 1.3%
Rank in Nebraska
#6
of 139 banks

How Commercial Bank compares to Nebraska peers

Capital ratio
Top 39% of <$100M peers
Commercial Bank
13.4%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of <$100M peers
Commercial Bank
1.0%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Commercial Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.4% capital ratio)
  • Strongly profitable (ROA 1.04%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Commercial Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 401 S Main St, Nelson, NE 68961

Are deposits at Commercial Bank insured?

Yes. Commercial Bank is an FDIC-insured bank (FDIC certificate #12246). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Commercial Bank: frequently asked questions

Is Commercial Bank a good bank?

Commercial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Strongly profitable (ROA 1.04%).

Is Commercial Bank FDIC-insured?

Yes. Commercial Bank is a FDIC-insured bank (FDIC certificate #12246). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Commercial Bank?

Commercial Bank holds $57 million in total assets, ranking 6th of 139 banks we track in Nebraska. It operates 1 branch.

Does Commercial Bank have CFPB complaints?

No CFPB complaints against Commercial Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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