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Fidelity Personal Trust Company, Fsb

Merrimack, NH · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Fidelity Personal Trust Company, Fsb is a bank based in Merrimack, New Hampshire, established in 2000, with $68 million in total assets across 2 branches. By Trust Grade it ranks 2nd of 17 banks we track in New Hampshire. Its capital ratio of 97.5% is stronger than 99% of similarly sized banks, versus a New Hampshire median of 9.6%. It was profitable over the most recent period, with a 32.49% return on assets. No consumer complaints against Fidelity Personal Trust Company, Fsb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$67.9M
<$100M institution
Deposits
$500K
Branches
2
Capital ratio
97.5%
Top 1% of <$100M peers · New Hampshire median 9.6%
Return on assets
32.5%
Top 0% of <$100M peers · New Hampshire median 0.56%
Rank in New Hampshire
#2
of 17 banks

How Fidelity Personal Trust Company, Fsb compares to New Hampshire peers

Capital ratio
Top 1% of <$100M peers
Fidelity Personal
97.5%
New Hampshire median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Top 0% of <$100M peers
Fidelity Personal
32.5%
New Hampshire median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Fidelity Personal Trust Company, Fsb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (97.5% capital ratio)
  • Strongly profitable (ROA 32.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fidelity Personal Trust Company, Fsb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 4001 Kennett Pike, Greenville, DE 19807
  • 2 Contra Way, Merrimack, NH 03054

Are deposits at Fidelity Personal Trust Company, Fsb insured?

Yes. Fidelity Personal Trust Company, Fsb is an FDIC-insured bank (FDIC certificate #35206). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fidelity Personal Trust Company, Fsb: frequently asked questions

Is Fidelity Personal Trust Company, Fsb a good bank?

Fidelity Personal Trust Company, Fsb earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (97.5% capital ratio); Strongly profitable (ROA 32.49%).

Is Fidelity Personal Trust Company, Fsb FDIC-insured?

Yes. Fidelity Personal Trust Company, Fsb is a FDIC-insured bank (FDIC certificate #35206). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fidelity Personal Trust Company, Fsb?

Fidelity Personal Trust Company, Fsb holds $68 million in total assets, ranking 2nd of 17 banks we track in New Hampshire. It operates 2 branches.

Does Fidelity Personal Trust Company, Fsb have CFPB complaints?

No CFPB complaints against Fidelity Personal Trust Company, Fsb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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