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Profile Bank

Rochester, NH · Est. 1907 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Profile Bank is a bank based in Rochester, New Hampshire, established in 1907, with $310 million in total assets across 5 branches. By Trust Grade it ranks 12th of 17 banks we track in New Hampshire. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a New Hampshire median of 9.6%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Profile Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$310.4M
$100M–1B institution
Deposits
$280.5M
Branches
5
Capital ratio
9.1%
Bottom 31% of $100M–1B peers · New Hampshire median 9.6%
Return on assets
0.3%
Bottom 7% of $100M–1B peers · New Hampshire median 0.56%
Rank in New Hampshire
#12
of 17 banks

How Profile Bank compares to New Hampshire peers

Capital ratio
Bottom 31% of $100M–1B peers
Profile Bank
9.1%
New Hampshire median
9.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $100M–1B peers
Profile Bank
0.3%
New Hampshire median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Profile Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Strongly capitalized (9.1% capital ratio)
  • Profitable (ROA 0.28%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Profile Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 65 Meadow St, Sanbornville, NH 03872
  • 45 Wakefield St, Rochester, NH 03867
  • 145 Main St, Alton, NH 03809
  • 154 Route 108, Somersworth, NH 03878
  • 538 Central Ave, Dover, NH 03820

Are deposits at Profile Bank insured?

Yes. Profile Bank is an FDIC-insured bank (FDIC certificate #28155). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Profile Bank: frequently asked questions

Is Profile Bank a good bank?

Profile Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Profitable (ROA 0.28%).

Is Profile Bank FDIC-insured?

Yes. Profile Bank is a FDIC-insured bank (FDIC certificate #28155). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Profile Bank?

Profile Bank holds $310 million in total assets, ranking 12th of 17 banks we track in New Hampshire. It operates 5 branches.

Does Profile Bank have CFPB complaints?

No CFPB complaints against Profile Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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