Provident Bank is a bank based in Jersey City, New Jersey, established in 1839, with $25.2 billion in total assets across 145 branches. By Trust Grade it ranks 1st of 50 banks we track in New Jersey. Its capital ratio of 12.7% is stronger than 69% of similarly sized banks, versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Provident Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Provident Bank compares to New Jersey peers
How we graded Provident Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.7% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Provident Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (145)
- 11 Broad St, Bloomfield, NJ 07003
- 7 Town Center Dr, Sparta, NJ 07871
- 2717 Route 23, Newfoundland, NJ 07435
- 250 Madison Ave, Morristown, NJ 07960
- 615 Us 206, Newton, NJ 07860
- 529 Route 515, Vernon, NJ 07462
- 25 Route 23, Franklin, NJ 07416
- 11 Hampton House Rd, Newton, NJ 07860
- 930 N Washington Ave, Green Brook, NJ 08812
- 37 Route 15, Lafayette, NJ 07848
- 3670 John F Kennedy Blvd, Jersey City, NJ 07307
- 1553 John F Kennedy Blvd, Jersey City, NJ 07305
- 350 Communipaw Ave, Jersey City, NJ 07304
- 895 Bergen Ave, Jersey City, NJ 07306
- 6002 Broadway, West New York, NJ 07093
- 21 Washington Ave, Dumont, NJ 07628
- 320 Broad Ave, Leonia, NJ 07605
- 464 - 472 Avenue C, Bayonne, NJ 07002
- 3720 Bergenline Ave, Union City, NJ 07087
- 6141 Bergenline Ave, West New York, NJ 07093
- 208 Washington Ave, Belleville, NJ 07109
- 604 Laurel Ave, Point Pleasant Beach, NJ 08742
- 569 Broadway, Bayonne, NJ 07002
- 1502 Route 35 South, Ocean Township, NJ 07712
- 509 Route 130, East Windsor, NJ 08520
- 308 Rues Ln, East Brunswick, NJ 08816
- 161 Eagle Rock Ave, Roseland, NJ 07068
- 111 Wood Ave S, Iselin, NJ 08830
- 1 Plaza Dr, Toms River, NJ 08757
- 77 River St, Hoboken, NJ 07030
- 2162 Route 206, Belle Mead, NJ 08502
- 4331 Route 9 North And Pond Road, Freehold, NJ 07728
- 65 South St, New Providence, NJ 07974
- 3514 Route 9 S, Freehold, NJ 07728
- 143 Route 183, Stanhope, NJ 07874
- 395 Route 94, Fredon Township, NJ 07860
- 100 Bloomfield Ave, Bloomfield, NJ 07003
- 2015 State Route 35, Wall Township, NJ 07719
- 103 Ringwood Ave, Wanaque, NJ 07465
- 1410 Route 23, Butler, NJ 07405
Are deposits at Provident Bank insured?
Yes. Provident Bank is an FDIC-insured bank (FDIC certificate #12010). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Provident Bank: frequently asked questions
Is Provident Bank a good bank?
Provident Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.37%).
Is Provident Bank FDIC-insured?
Yes. Provident Bank is a FDIC-insured bank (FDIC certificate #12010). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Provident Bank?
Provident Bank holds $25.2 billion in total assets, ranking 1st of 50 banks we track in New Jersey. It operates 145 branches.
Does Provident Bank have CFPB complaints?
No CFPB complaints against Provident Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
