Citizens Bank Of Las Cruces is a bank based in Las Cruces, New Mexico, established in 1970, with $1.2 billion in total assets across 9 branches. By Trust Grade it ranks 13th of 29 banks we track in New Mexico. Its capital ratio of 9.8% trails most similarly sized banks (41th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 2.24% return on assets. No consumer complaints against Citizens Bank Of Las Cruces appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank Of Las Cruces compares to New Mexico peers
How we graded Citizens Bank Of Las Cruces
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Strongly profitable (ROA 2.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank Of Las Cruces over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 505 S Main St, Las Cruces, NM 88001
- 3065 E University Ave, Las Cruces, NM 88011
- 2841 N Main St, Las Cruces, NM 88001
- 3991 E Lohman Ave, Las Cruces, NM 88011
- 3030 W Picacho Ave, Las Cruces, NM 88007
- 1920 N Date St, Truth Or Consequences, NM 87901
- 2500 N Mesa St, El Paso, TX 79902
- 4785 N Sonoma Ranch Blvd, Las Cruces, NM 88012
- 7500 Jefferson St Ne, Albuquerque, NM 87109
Are deposits at Citizens Bank Of Las Cruces insured?
Yes. Citizens Bank Of Las Cruces is an FDIC-insured bank (FDIC certificate #20161). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank Of Las Cruces: frequently asked questions
Is Citizens Bank Of Las Cruces a good bank?
Citizens Bank Of Las Cruces earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Strongly profitable (ROA 2.24%).
Is Citizens Bank Of Las Cruces FDIC-insured?
Yes. Citizens Bank Of Las Cruces is a FDIC-insured bank (FDIC certificate #20161). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank Of Las Cruces?
Citizens Bank Of Las Cruces holds $1.2 billion in total assets, ranking 13th of 29 banks we track in New Mexico. It operates 9 branches.
Does Citizens Bank Of Las Cruces have CFPB complaints?
No CFPB complaints against Citizens Bank Of Las Cruces appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
