Pioneer Bank is a bank based in Roswell, New Mexico, established in 1901, with $1.1 billion in total assets across 11 branches. By Trust Grade it ranks 8th of 29 banks we track in New Mexico. Its capital ratio of 10.3% is stronger than 50% of similarly sized banks, versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 2.28% return on assets. No consumer complaints against Pioneer Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pioneer Bank compares to New Mexico peers
How we graded Pioneer Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 2.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pioneer Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 1095 Mechem Dr, Ruidoso, NM 88345
- 1020 10th St, Alamogordo, NM 88310
- 111 N Canal St, Carlsbad, NM 88220
- 1020 N Turner St, Hobbs, NM 88240
- 3831 E Lohman Ave, Las Cruces, NM 88011
- 3000 N Main St, Roswell, NM 88201
- 2900 N Roadrunner Pkwy, Las Cruces, NM 88011
- 2 Saint Marys Pl, Roswell, NM 88203
- 705 E University Ave, Las Cruces, NM 88001
- 306 N Pennsylvania Ave, Roswell, NM 88201
- 1600 W Joe Harvey Blvd, Hobbs, NM 88240
Are deposits at Pioneer Bank insured?
Yes. Pioneer Bank is an FDIC-insured bank (FDIC certificate #27872). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pioneer Bank: frequently asked questions
Is Pioneer Bank a good bank?
Pioneer Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 2.28%).
Is Pioneer Bank FDIC-insured?
Yes. Pioneer Bank is a FDIC-insured bank (FDIC certificate #27872). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pioneer Bank?
Pioneer Bank holds $1.1 billion in total assets, ranking 8th of 29 banks we track in New Mexico. It operates 11 branches.
Does Pioneer Bank have CFPB complaints?
No CFPB complaints against Pioneer Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
