Cnb Bank is a bank based in Carlsbad, New Mexico, established in 1924, with $958 million in total assets across 3 branches. By Trust Grade it ranks 18th of 29 banks we track in New Mexico. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 2.21% return on assets. No consumer complaints against Cnb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cnb Bank compares to New Mexico peers
How we graded Cnb Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.3% capital ratio)
- Strongly profitable (ROA 2.21%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Cnb Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 202 W Stevens St, Carlsbad, NM 88220
- 1509 W Pierce St, Carlsbad, NM 88220
- 3518 National Parks Hwy, Carlsbad, NM 88220
Are deposits at Cnb Bank insured?
Yes. Cnb Bank is an FDIC-insured bank (FDIC certificate #2241). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cnb Bank: frequently asked questions
Is Cnb Bank a good bank?
Cnb Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 2.21%).
Is Cnb Bank FDIC-insured?
Yes. Cnb Bank is a FDIC-insured bank (FDIC certificate #2241). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cnb Bank?
Cnb Bank holds $958 million in total assets, ranking 18th of 29 banks we track in New Mexico. It operates 3 branches.
Does Cnb Bank have CFPB complaints?
No CFPB complaints against Cnb Bank appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
