Valley Bank Of Commerce is a bank based in Roswell, New Mexico, established in 1978, with $298 million in total assets across 3 branches. By Trust Grade it ranks 6th of 29 banks we track in New Mexico. Its capital ratio of 13.8% is stronger than 85% of similarly sized banks, versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 3.49% return on assets. No consumer complaints against Valley Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valley Bank Of Commerce compares to New Mexico peers
How we graded Valley Bank Of Commerce
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 3.49%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Valley Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 217 W 2nd St, Roswell, NM 88201
- 2426 N Main St, Roswell, NM 88201
- 201 State Road 2, Dexter, NM 88230
Are deposits at Valley Bank Of Commerce insured?
Yes. Valley Bank Of Commerce is an FDIC-insured bank (FDIC certificate #22600). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valley Bank Of Commerce: frequently asked questions
Is Valley Bank Of Commerce a good bank?
Valley Bank Of Commerce earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 3.49%).
Is Valley Bank Of Commerce FDIC-insured?
Yes. Valley Bank Of Commerce is a FDIC-insured bank (FDIC certificate #22600). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Valley Bank Of Commerce?
Valley Bank Of Commerce holds $298 million in total assets, ranking 6th of 29 banks we track in New Mexico. It operates 3 branches.
Does Valley Bank Of Commerce have CFPB complaints?
No CFPB complaints against Valley Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
