Skip to main content
bank

Western Bank

Lordsburg, NM · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Western Bank is a bank based in Lordsburg, New Mexico, established in 1907, with $329 million in total assets across 5 branches. By Trust Grade it ranks 5th of 29 banks we track in New Mexico. Its capital ratio of 11.0% is stronger than 62% of similarly sized banks, versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 1.90% return on assets. No consumer complaints against Western Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$328.6M
$100M–1B institution
Deposits
$289.3M
Branches
5
Capital ratio
11.0%
Top 38% of $100M–1B peers · New Mexico median 9.8%
Return on assets
1.9%
Top 15% of $100M–1B peers · New Mexico median 1.95%
Rank in New Mexico
#5
of 29 banks

How Western Bank compares to New Mexico peers

Capital ratio
Top 38% of $100M–1B peers
Western Bank
11.0%
New Mexico median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $100M–1B peers
Western Bank
1.9%
New Mexico median
1.9%
Higher ROA = more profitable relative to asset base

How we graded Western Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.0% capital ratio)
  • Strongly profitable (ROA 1.90%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Western Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 140 E Motel Dr, Lordsburg, NM 88045
  • 711 Main Street, Lordsburg, NM 88045
  • 333 Hwy 180 West, Silver City, NM 88061
  • 200 W Rex Allen Dr, Willcox, AZ 85643
  • 1 Main St, Bisbee, AZ 85603

Are deposits at Western Bank insured?

Yes. Western Bank is an FDIC-insured bank (FDIC certificate #2249). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Western Bank: frequently asked questions

Is Western Bank a good bank?

Western Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.90%).

Is Western Bank FDIC-insured?

Yes. Western Bank is a FDIC-insured bank (FDIC certificate #2249). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Western Bank?

Western Bank holds $329 million in total assets, ranking 5th of 29 banks we track in New Mexico. It operates 5 branches.

Does Western Bank have CFPB complaints?

No CFPB complaints against Western Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Western Bank
bank · Artesia, NM · $319M assets
Valley Bank Of Commerce
bank · Roswell, NM · $298M assets
Community 1st Bank Las Vegas
bank · Las Vegas, NM · $292M assets
First New Mexico Bank
bank · Deming, NM · $274M assets
Main Bank
bank · Albuquerque, NM · $254M assets
Centinel Bank Of Taos
bank · Taos, NM · $422M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →