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Greene County Commercial Bank

Catskill, NY · Est. 2004 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Greene County Commercial Bank is a bank based in Catskill, New York, established in 2004, with $1.4 billion in total assets across 1 branch. By Trust Grade it ranks 66th of 118 banks we track in New York. Its capital ratio of 8.6% trails most similarly sized banks (16th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Greene County Commercial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Deposits
$1.3B
Branches
1
Capital ratio
8.6%
Bottom 16% of $1B–10B peers · New York median 10.4%
Return on assets
1.3%
Top 42% of $1B–10B peers · New York median 0.84%
Rank in New York
#66
of 118 banks

How Greene County Commercial Bank compares to New York peers

Capital ratio
Bottom 16% of $1B–10B peers
Greene County
8.6%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $1B–10B peers
Greene County
1.3%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Greene County Commercial Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.6% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Greene County Commercial Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 425 Main St, Catskill, NY 12414

Are deposits at Greene County Commercial Bank insured?

Yes. Greene County Commercial Bank is an FDIC-insured bank (FDIC certificate #57710). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Greene County Commercial Bank: frequently asked questions

Is Greene County Commercial Bank a good bank?

Greene County Commercial Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.31%).

Is Greene County Commercial Bank FDIC-insured?

Yes. Greene County Commercial Bank is a FDIC-insured bank (FDIC certificate #57710). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Greene County Commercial Bank?

Greene County Commercial Bank holds $1.4 billion in total assets, ranking 66th of 118 banks we track in New York. It operates 1 branch.

Does Greene County Commercial Bank have CFPB complaints?

No CFPB complaints against Greene County Commercial Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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