Rhinebeck Bank is a bank based in Rhinebeck, New York, established in 1860, with $1.3 billion in total assets across 16 branches. By Trust Grade it ranks 42nd of 118 banks we track in New York. Its capital ratio of 10.6% is stronger than 56% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.78% return on assets. No consumer complaints against Rhinebeck Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Rhinebeck Bank compares to New York peers
How we graded Rhinebeck Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Profitable (ROA 0.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Rhinebeck Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 6414 Montgomery St, Rhinebeck, NY 12572
- 1075 Violet Avenue, Route 9g, Hyde Park, NY 12538
- 7350 S Broadway, Red Hook, NY 12571
- 708 Dutchess Tpke, Poughkeepsie, NY 12603
- 1898 South Rd, Poughkeepsie, NY 12601
- 3432 North Road Route 9, Poughkeepsie, NY 12601
- 27 Main St, Kingston, NY 12401
- 2523 Route 52, Hopewell Junction, NY 12533
- 2 Jefferson Plz, Poughkeepsie, NY 12601
- 62 Main St, Warwick, NY 10990
- Jefferson Plaza, 2 Jefferson Street, Poughkeepsie, NY 12601
- 1022 Main St, Fishkill, NY 12524
- 252 Main St, Goshen, NY 10924
- 2134 Route 208, Montgomery, NY 12549
- 100 Great Oaks Blvd, Albany, NY 12203
- 456 Broadway, Newburgh, NY 12550
Are deposits at Rhinebeck Bank insured?
Yes. Rhinebeck Bank is an FDIC-insured bank (FDIC certificate #16032). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Rhinebeck Bank: frequently asked questions
Is Rhinebeck Bank a good bank?
Rhinebeck Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.78%).
Is Rhinebeck Bank FDIC-insured?
Yes. Rhinebeck Bank is a FDIC-insured bank (FDIC certificate #16032). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Rhinebeck Bank?
Rhinebeck Bank holds $1.3 billion in total assets, ranking 42nd of 118 banks we track in New York. It operates 16 branches.
Does Rhinebeck Bank have CFPB complaints?
No CFPB complaints against Rhinebeck Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
