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The Delaware National Bank Of Delhi

Delhi, NY · Est. 1839 · Website ↗
B
Trust Grade
Strong
Score: 88/100

The Delaware National Bank Of Delhi is a bank based in Delhi, New York, established in 1839, with $408 million in total assets across 4 branches. By Trust Grade it ranks 90th of 118 banks we track in New York. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against The Delaware National Bank Of Delhi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$407.6M
$100M–1B institution
Deposits
$371.9M
Branches
4
Capital ratio
7.6%
Bottom 11% of $100M–1B peers · New York median 10.4%
Return on assets
0.8%
Bottom 24% of $100M–1B peers · New York median 0.84%
Rank in New York
#90
of 118 banks

How The Delaware National Bank Of Delhi compares to New York peers

Capital ratio
Bottom 11% of $100M–1B peers
The Delaware
7.6%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 24% of $100M–1B peers
The Delaware
0.8%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded The Delaware National Bank Of Delhi

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Well-capitalized (7.6% capital ratio)
  • Profitable (ROA 0.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Delaware National Bank Of Delhi over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 42568 Route 28, Margaretville, NY 12455
  • 124 Main St, Delhi, NY 13753
  • 2503 Prosser Hollow Rd, Davenport, NY 13750
  • 1058 Main St, Hobart, NY 13788

Are deposits at The Delaware National Bank Of Delhi insured?

Yes. The Delaware National Bank Of Delhi is an FDIC-insured bank (FDIC certificate #7025). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Delaware National Bank Of Delhi: frequently asked questions

Is The Delaware National Bank Of Delhi a good bank?

The Delaware National Bank Of Delhi earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.77%).

Is The Delaware National Bank Of Delhi FDIC-insured?

Yes. The Delaware National Bank Of Delhi is a FDIC-insured bank (FDIC certificate #7025). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Delaware National Bank Of Delhi?

The Delaware National Bank Of Delhi holds $408 million in total assets, ranking 90th of 118 banks we track in New York. It operates 4 branches.

Does The Delaware National Bank Of Delhi have CFPB complaints?

No CFPB complaints against The Delaware National Bank Of Delhi appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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