Skip to main content
bank

Wallkill Valley Federal Savings And Loan Association

Wallkill, NY · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Wallkill Valley Federal Savings And Loan Association is a bank based in Wallkill, New York, established in 1913, with $476 million in total assets across 9 branches. By Trust Grade it ranks 58th of 118 banks we track in New York. Its capital ratio of 9.7% trails most similarly sized banks (41th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.68% return on assets. No consumer complaints against Wallkill Valley Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$475.7M
$100M–1B institution
Deposits
$409.1M
Branches
9
Capital ratio
9.7%
Bottom 41% of $100M–1B peers · New York median 10.4%
Return on assets
0.7%
Bottom 20% of $100M–1B peers · New York median 0.84%
Rank in New York
#58
of 118 banks

How Wallkill Valley Federal Savings And Loan Association compares to New York peers

Capital ratio
Bottom 41% of $100M–1B peers
Wallkill Valley
9.7%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 20% of $100M–1B peers
Wallkill Valley
0.7%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Wallkill Valley Federal Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.7% capital ratio)
  • Profitable (ROA 0.68%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Wallkill Valley Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 201 Ward St, Montgomery, NY 12549
  • 412 State Highway 17m, Monroe, NY 10950
  • 12 Main St, Walden, NY 12586
  • 252 Main St, Highland Falls, NY 10928
  • 23 Wallkill Ave, Wallkill, NY 12589
  • 16 Sanitorium Ave, Otisville, NY 10963
  • 1880 Route 9w, Milton, NY 12547
  • 205 Homestead Ave, Maybrook, NY 12543
  • 68 N Plank Rd, Newburgh, NY 12550

Are deposits at Wallkill Valley Federal Savings And Loan Association insured?

Yes. Wallkill Valley Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #28870). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Wallkill Valley Federal Savings And Loan Association: frequently asked questions

Is Wallkill Valley Federal Savings And Loan Association a good bank?

Wallkill Valley Federal Savings And Loan Association earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Profitable (ROA 0.68%).

Is Wallkill Valley Federal Savings And Loan Association FDIC-insured?

Yes. Wallkill Valley Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #28870). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Wallkill Valley Federal Savings And Loan Association?

Wallkill Valley Federal Savings And Loan Association holds $476 million in total assets, ranking 58th of 118 banks we track in New York. It operates 9 branches.

Does Wallkill Valley Federal Savings And Loan Association have CFPB complaints?

No CFPB complaints against Wallkill Valley Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Piermont Bank
bank · New York, NY · $474M assets
The Bank Of East Asia Ltd.
bank · New York, NY · $488M assets
Fulton Savings Bank
bank · Fulton, NY · $493M assets
Alden State Bank
bank · Alden, NY · $452M assets
Champlain National Bank
bank · Elizabethtown, NY · $500M assets
Rondout Savings Bank
bank · Kingston, NY · $510M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →