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Tompkins Community Bank

Ithaca, NY · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Tompkins Community Bank is a bank based in Ithaca, New York, established in 1934, with $8.7 billion in total assets across 59 branches. By Trust Grade it ranks 54th of 118 banks we track in New York. Its capital ratio of 9.2% trails most similarly sized banks (28th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.31% return on assets. No consumer complaints against Tompkins Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$8.7B
$1B–10B institution
Deposits
$7.2B
Branches
59
Capital ratio
9.2%
Bottom 28% of $1B–10B peers · New York median 10.4%
Return on assets
1.3%
Top 42% of $1B–10B peers · New York median 0.84%
Rank in New York
#54
of 118 banks

How Tompkins Community Bank compares to New York peers

Capital ratio
Bottom 28% of $1B–10B peers
Tompkins Community
9.2%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $1B–10B peers
Tompkins Community
1.3%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Tompkins Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tompkins Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (59)

  • 775 S Meadow St, Ithaca, NY 14850
  • 2251 N Triphammer Rd, Lansing Township, NY 14850
  • 2 W Main St, Trumansburg, NY 14886
  • 701 W Seneca St, Ithaca, NY 14850
  • 139 North Street Extension, Dryden, NY 13053
  • 116 E Seneca St, Ithaca, NY 14850
  • 1012 Ellis Hollow Rd, Ithaca, NY 14850
  • 2230 N Triphammer Rd, Ithaca, NY 14850
  • 3155 State St, Caledonia, NY 14423
  • 591 Route 6-N, Mahopac Falls, NY 10542
  • 21 Peekskill Hollow Road/Oregon Corners, Putnam Valley, NY 10579
  • 1441 Route 22, Brewster, NY 10509
  • 1199 Berkshire Blvd, Wyomissing, PA 19610
  • 1210 Rockland St, Reading, PA 19604
  • 801 S 4th St, Hamburg, PA 19526
  • 3401-3 Pricetown Rd, Fleetwood, PA 19522
  • 909 W Leesport Rd, Leesport, PA 19533
  • 2367 N Main St, Warsaw, NY 14569
  • 102 N Center St, Perry, NY 14530
  • 263 E Main St, Avon, NY 14414
  • 604 Main St, Arcade, NY 14009
  • 408 E Main St, Batavia, NY 14020
  • 11 South St, Geneseo, NY 14454
  • 3252 Chili Avenue, Chili, NY 14624
  • 221 W Ridge Pike, Conshohocken, PA 19428
  • 998 Dekalb Pike, Blue Bell, PA 19422
  • 153 E Lancaster Ave, Wayne, PA 19087
  • 8000 Verree Rd, Philadelphia, PA 19111
  • 29 Main St, Le Roy, NY 14482
  • 1410 S Main St, Medina, NY 14103
  • 831 Route 82, Hopewell Junction, NY 12533
  • 237 Route 61 S, Schuylkill Haven, PA 17972
  • 350 W Main St, Birdsboro, PA 19508
  • 4361 Perkiomen Ave, Reading, PA 19606
  • 1240 Broadcasting Rd, Wyomissing, PA 19610
  • 36 Main St, Cortland, NY 13045
  • 766 Yonkers Ave, Yonkers, NY 10704
  • 118 E Seneca St, Ithaca, NY 14850
  • 4708 Penn Ave, Sinking Spring, PA 19608
  • 673 Freedom Plains Rd, Poughkeepsie, NY 12603

Are deposits at Tompkins Community Bank insured?

Yes. Tompkins Community Bank is an FDIC-insured bank (FDIC certificate #609). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tompkins Community Bank: frequently asked questions

Is Tompkins Community Bank a good bank?

Tompkins Community Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.31%).

Is Tompkins Community Bank FDIC-insured?

Yes. Tompkins Community Bank is a FDIC-insured bank (FDIC certificate #609). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Tompkins Community Bank?

Tompkins Community Bank holds $8.7 billion in total assets, ranking 54th of 118 banks we track in New York. It operates 59 branches.

Does Tompkins Community Bank have CFPB complaints?

No CFPB complaints against Tompkins Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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