Ridgewood Savings Bank is a bank based in Ridgewood, New York, established in 1921, with $7.5 billion in total assets across 38 branches. By Trust Grade it ranks 57th of 118 banks we track in New York. Its capital ratio of 12.6% is stronger than 82% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.52% return on assets. No consumer complaints against Ridgewood Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ridgewood Savings Bank compares to New York peers
How we graded Ridgewood Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.6% capital ratio)
- Profitable (ROA 0.52%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ridgewood Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (38)
- 7102 Forest Ave, Ridgewood, NY 11385
- 10755 Queens Blvd, Forest Hills, NY 11375
- 20511 Hillside Ave, Hollis, NY 11423
- 23022 Merrick Blvd, Laurelton, NY 11413
- 1010 Hempstead Tpke, Franklin Square, NY 11010
- 2435 Jericho Tpke, Garden City Park, NY 11040
- 2529 Parsons Blvd, Flushing, NY 11354
- 20216 Rockaway Point Blvd, Breezy Point, NY 11697
- 8522 3rd Ave, Brooklyn, NY 11209
- 6501 Myrtle Ave, Glendale, NY 11385
- 7425 Grand Ave, Elmhurst, NY 11373
- 50 Farmingdale Road (Nys Route 109), West Babylon, NY 11704
- 2080 Bellmore Ave, Bellmore, NY 11710
- 835 Atlantic Ave, Baldwin, NY 11510
- 220 W Old Country Rd, Hicksville, NY 11801
- 711 Allerton Ave, Bronx, NY 10467
- 25 Maple Ave, New Rochelle, NY 10801
- 670 Mclean Ave, Yonkers, NY 10704
- 1770 E Gun Hill Rd, Bronx, NY 10469
- 3899 Sedgwick Ave, Bronx, NY 10463
- 1646 1st Ave, New York, NY 10028
- 169 W Old Country Rd, Hicksville, NY 11801
- 317 S Wellwood Ave, Lindenhurst, NY 11757
- 7124 18th Ave, Brooklyn, NY 11204
- 244 Court St, Brooklyn, NY 11201
- 4314 Ditmars Blvd, Astoria, NY 11105
- 7020 13th Ave, Brooklyn, NY 11228
- 3951 White Plains Road, Bronx, NY 10466
- 1134 Morris Park Ave, Bronx, NY 10461
- 20824 Cross Island Pkwy, Bayside, NY 11360
- 1745 Crosby Ave, Bronx, NY 10461
- 1404 2nd Ave, New York, NY 10021
- 2520 E 17th St, Brooklyn, NY 11235
- 7102 Forest Ave, Ridgewood, NY 11385
- 1035 Fulton St, Brooklyn, NY 11238
- 1125 Old Country Rd, Plainview, NY 11803
- 320 E 204th St, Bronx, NY 10467
- 541 Boulevard East, Yaphank, NY 11980
Are deposits at Ridgewood Savings Bank insured?
Yes. Ridgewood Savings Bank is an FDIC-insured bank (FDIC certificate #16026). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ridgewood Savings Bank: frequently asked questions
Is Ridgewood Savings Bank a good bank?
Ridgewood Savings Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Profitable (ROA 0.52%).
Is Ridgewood Savings Bank FDIC-insured?
Yes. Ridgewood Savings Bank is a FDIC-insured bank (FDIC certificate #16026). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ridgewood Savings Bank?
Ridgewood Savings Bank holds $7.5 billion in total assets, ranking 57th of 118 banks we track in New York. It operates 38 branches.
Does Ridgewood Savings Bank have CFPB complaints?
No CFPB complaints against Ridgewood Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
