The Lyons National Bank is a bank based in Lyons, New York, established in 1865, with $2.1 billion in total assets across 16 branches. By Trust Grade it ranks 87th of 118 banks we track in New York. Its capital ratio of 7.6% trails most similarly sized banks (7th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against The Lyons National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Lyons National Bank compares to New York peers
How we graded The Lyons National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.6% capital ratio)
- Strongly profitable (ROA 1.05%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Lyons National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 2 Forgham St, Lyons, NY 14489
- 5996 New Hartford St, Wolcott, NY 14590
- 750 W Miller St, Newark, NY 14513
- 359 Nys Route 31, Macedon, NY 14502
- 6280 Furnace Rd, Ontario, NY 14519
- 2 N Main St, Jordan, NY 13080
- 4 William St, Clyde, NY 14433
- 205 Liberty St, Penn Yan, NY 14527
- 399 Exchange St, Geneva, NY 14456
- 35 William St, Lyons, NY 14489
- 2433 State Route 414, Waterloo, NY 13165
- 3225 E Lake Rd, Canandaigua, NY 14424
- 1314 Fairport Rd, Fairport, NY 14450
- 9 Dill St, Auburn, NY 13021
- 311 Grant Avenue Rd, Auburn, NY 13021
- 1423 Hathaway Dr, Farmington, NY 14425
Are deposits at The Lyons National Bank insured?
Yes. The Lyons National Bank is an FDIC-insured bank (FDIC certificate #7151). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Lyons National Bank: frequently asked questions
Is The Lyons National Bank a good bank?
The Lyons National Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Strongly profitable (ROA 1.05%).
Is The Lyons National Bank FDIC-insured?
Yes. The Lyons National Bank is a FDIC-insured bank (FDIC certificate #7151). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Lyons National Bank?
The Lyons National Bank holds $2.1 billion in total assets, ranking 87th of 118 banks we track in New York. It operates 16 branches.
Does The Lyons National Bank have CFPB complaints?
No CFPB complaints against The Lyons National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
