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Shinhan Bank America

New York, NY · Est. 1990 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Shinhan Bank America is a bank based in New York, New York, established in 1990, with $2.0 billion in total assets across 14 branches. By Trust Grade it ranks 51st of 118 banks we track in New York. Its capital ratio of 13.0% is stronger than 85% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.58% return on assets. No consumer complaints against Shinhan Bank America appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$2.0B
$1B–10B institution
Deposits
$1.7B
Branches
14
Capital ratio
13.0%
Top 15% of $1B–10B peers · New York median 10.4%
Return on assets
0.6%
Bottom 12% of $1B–10B peers · New York median 0.84%
Rank in New York
#51
of 118 banks

How Shinhan Bank America compares to New York peers

Capital ratio
Top 15% of $1B–10B peers
Shinhan Bank
13.0%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 12% of $1B–10B peers
Shinhan Bank
0.6%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Shinhan Bank America

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (13.0% capital ratio)
  • Profitable (ROA 0.58%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Shinhan Bank America over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 2174 Royal Ln, Dallas, TX 75229
  • 222 Main St, Fort Lee, NJ 07024
  • 3000 W Olympic Blvd, Los Angeles, CA 90006
  • 475 Park Avenue South, New York, NY 10016
  • 5450 Beach Blvd, Buena Park, CA 90621
  • 14449 Northern Blvd, Flushing, NY 11354
  • 475 Park Ave S, New York, NY 10016
  • 21111 Northern Blvd, Bayside, NY 11361
  • 2730 Alton Pkwy, Irvine, CA 92606
  • 101 Broad Ave, Palisades Park, NJ 07650
  • 2170 Pleasant Hill Rd, Duluth, GA 30096
  • 22501 Crenshaw Boulevard, Torrance, CA 90501
  • 3904 Convoy Street, Suites 123 And 124, San Diego, CA 92111
  • 10500 Old Alabama Rd Connector, Alpharetta, GA 30022

Are deposits at Shinhan Bank America insured?

Yes. Shinhan Bank America is an FDIC-insured bank (FDIC certificate #33188). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Shinhan Bank America: frequently asked questions

Is Shinhan Bank America a good bank?

Shinhan Bank America earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Profitable (ROA 0.58%).

Is Shinhan Bank America FDIC-insured?

Yes. Shinhan Bank America is a FDIC-insured bank (FDIC certificate #33188). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Shinhan Bank America?

Shinhan Bank America holds $2.0 billion in total assets, ranking 51st of 118 banks we track in New York. It operates 14 branches.

Does Shinhan Bank America have CFPB complaints?

No CFPB complaints against Shinhan Bank America appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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