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Solvay Bank

Solvay, NY · Est. 1917 · Website ↗
B
Trust Grade
Strong
Score: 87/100

Solvay Bank is a bank based in Solvay, New York, established in 1917, with $1.2 billion in total assets across 10 branches. By Trust Grade it ranks 91st of 118 banks we track in New York. Its capital ratio of 7.8% trails most similarly sized banks (8th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.66% return on assets. No consumer complaints against Solvay Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.1B
Branches
10
Capital ratio
7.8%
Bottom 8% of $1B–10B peers · New York median 10.4%
Return on assets
0.7%
Bottom 15% of $1B–10B peers · New York median 0.84%
Rank in New York
#91
of 118 banks

How Solvay Bank compares to New York peers

Capital ratio
Bottom 8% of $1B–10B peers
Solvay Bank
7.8%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of $1B–10B peers
Solvay Bank
0.7%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Solvay Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
B · 87
  • Well-capitalized (7.8% capital ratio)
  • Profitable (ROA 0.66%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Solvay Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 56 Genesee St, Camillus, NY 13031
  • 109 S Warren St, Syracuse, NY 13202
  • 628 S Main St, North Syracuse, NY 13212
  • 7421 Oswego Rd, Liverpool, NY 13090
  • 7895 Brewerton Rd, Cicero, NY 13039
  • 6828 E Genesee St, Fayetteville, NY 13066
  • 197 Downer St, Baldwinsville, NY 13027
  • 3201 W Genesee St, Syracuse, NY 13219
  • 4248 James St, East Syracuse, NY 13057
  • 1537 Milton Ave, Solvay, NY 13209

Are deposits at Solvay Bank insured?

Yes. Solvay Bank is an FDIC-insured bank (FDIC certificate #13297). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Solvay Bank: frequently asked questions

Is Solvay Bank a good bank?

Solvay Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Profitable (ROA 0.66%).

Is Solvay Bank FDIC-insured?

Yes. Solvay Bank is a FDIC-insured bank (FDIC certificate #13297). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Solvay Bank?

Solvay Bank holds $1.2 billion in total assets, ranking 91st of 118 banks we track in New York. It operates 10 branches.

Does Solvay Bank have CFPB complaints?

No CFPB complaints against Solvay Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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