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Rondout Savings Bank

Kingston, NY · Est. 1868 · Website ↗
B
Trust Grade
Strong
Score: 86/100

Rondout Savings Bank is a bank based in Kingston, New York, established in 1868, with $510 million in total assets across 5 branches. By Trust Grade it ranks 93rd of 118 banks we track in New York. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.15% return on assets. No consumer complaints against Rondout Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$510.4M
$100M–1B institution
Deposits
$443.4M
Branches
5
Capital ratio
8.5%
Bottom 21% of $100M–1B peers · New York median 10.4%
Return on assets
0.2%
Bottom 6% of $100M–1B peers · New York median 0.84%
Rank in New York
#93
of 118 banks

How Rondout Savings Bank compares to New York peers

Capital ratio
Bottom 21% of $100M–1B peers
Rondout Savings
8.5%
New York median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
Rondout Savings
0.2%
New York median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Rondout Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (8.5% capital ratio)
  • Profitable (ROA 0.15%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Rondout Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 300 Broadway, Kingston, NY 12401
  • 1296 Ulster Ave, Kingston, NY 12401
  • 295-4 Route 375, West Hurley, NY 12491
  • 4269 Albany Post Rd, Hyde Park, NY 12538
  • 267 Wall St, Kingston, NY 12401

Are deposits at Rondout Savings Bank insured?

Yes. Rondout Savings Bank is an FDIC-insured bank (FDIC certificate #15969). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Rondout Savings Bank: frequently asked questions

Is Rondout Savings Bank a good bank?

Rondout Savings Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.15%).

Is Rondout Savings Bank FDIC-insured?

Yes. Rondout Savings Bank is a FDIC-insured bank (FDIC certificate #15969). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Rondout Savings Bank?

Rondout Savings Bank holds $510 million in total assets, ranking 93rd of 118 banks we track in New York. It operates 5 branches.

Does Rondout Savings Bank have CFPB complaints?

No CFPB complaints against Rondout Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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