First Federal Savings Bank Of Lincolnton is a bank based in Lincolnton, North Carolina, established in 1940, with $478 million in total assets across 4 branches. By Trust Grade it ranks 16th of 38 banks we track in North Carolina. Its capital ratio of 17.1% is stronger than 94% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against First Federal Savings Bank Of Lincolnton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Federal Savings Bank Of Lincolnton compares to North Carolina peers
How we graded First Federal Savings Bank Of Lincolnton
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.1% capital ratio)
- Profitable (ROA 0.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Federal Savings Bank Of Lincolnton over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 320 E Main St, Lincolnton, NC 28092
- 2763 E Highway 27, Lincolnton, NC 28092
- 3768 Nc-16, Denver, NC 28037
- 4461 W Highway 27, Vale, NC 28168
Are deposits at First Federal Savings Bank Of Lincolnton insured?
Yes. First Federal Savings Bank Of Lincolnton is an FDIC-insured bank (FDIC certificate #30315). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Federal Savings Bank Of Lincolnton: frequently asked questions
Is First Federal Savings Bank Of Lincolnton a good bank?
First Federal Savings Bank Of Lincolnton earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (17.1% capital ratio); Profitable (ROA 0.65%).
Is First Federal Savings Bank Of Lincolnton FDIC-insured?
Yes. First Federal Savings Bank Of Lincolnton is a FDIC-insured bank (FDIC certificate #30315). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Federal Savings Bank Of Lincolnton?
First Federal Savings Bank Of Lincolnton holds $478 million in total assets, ranking 16th of 38 banks we track in North Carolina. It operates 4 branches.
Does First Federal Savings Bank Of Lincolnton have CFPB complaints?
No CFPB complaints against First Federal Savings Bank Of Lincolnton appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
