Lifestore Bank is a bank based in West Jefferson, North Carolina, established in 1939, with $503 million in total assets across 4 branches. By Trust Grade it ranks 5th of 38 banks we track in North Carolina. Its capital ratio of 10.7% is stronger than 59% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 1.07% return on assets. No consumer complaints against Lifestore Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lifestore Bank compares to North Carolina peers
How we graded Lifestore Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.7% capital ratio)
- Strongly profitable (ROA 1.07%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lifestore Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 840 E Main St, Jefferson, NC 28640
- 1675 Blowing Rock Rd, Boone, NC 28607
- 1441 Mount Jefferson Rd, West Jefferson, NC 28694
- 205 S Jefferson Ave, West Jefferson, NC 28694
Are deposits at Lifestore Bank insured?
Yes. Lifestore Bank is an FDIC-insured bank (FDIC certificate #31217). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lifestore Bank: frequently asked questions
Is Lifestore Bank a good bank?
Lifestore Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.7% capital ratio); Strongly profitable (ROA 1.07%).
Is Lifestore Bank FDIC-insured?
Yes. Lifestore Bank is a FDIC-insured bank (FDIC certificate #31217). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lifestore Bank?
Lifestore Bank holds $503 million in total assets, ranking 5th of 38 banks we track in North Carolina. It operates 4 branches.
Does Lifestore Bank have CFPB complaints?
No CFPB complaints against Lifestore Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
