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Triad Business Bank

Greensboro, NC · Est. 2020 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Triad Business Bank is a bank based in Greensboro, North Carolina, established in 2020, with $537 million in total assets across 3 branches. By Trust Grade it ranks 28th of 38 banks we track in North Carolina. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 0.30% return on assets. No consumer complaints against Triad Business Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$536.9M
$100M–1B institution
Deposits
$437.3M
Branches
3
Capital ratio
9.4%
Bottom 37% of $100M–1B peers · North Carolina median 11.6%
Return on assets
0.3%
Bottom 8% of $100M–1B peers · North Carolina median 0.9%
Rank in North Carolina
#28
of 38 banks

How Triad Business Bank compares to North Carolina peers

Capital ratio
Bottom 37% of $100M–1B peers
Triad Business
9.4%
North Carolina median
11.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Triad Business
0.3%
North Carolina median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Triad Business Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (9.4% capital ratio)
  • Profitable (ROA 0.30%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Triad Business Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 1501 Highwoods Blvd, Greensboro, NC 27410
  • 751 W 4th St, Winston Salem, NC 27101
  • 2485 Penny Rd, High Point, NC 27265

Are deposits at Triad Business Bank insured?

Yes. Triad Business Bank is an FDIC-insured bank (FDIC certificate #59188). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Triad Business Bank: frequently asked questions

Is Triad Business Bank a good bank?

Triad Business Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Profitable (ROA 0.30%).

Is Triad Business Bank FDIC-insured?

Yes. Triad Business Bank is a FDIC-insured bank (FDIC certificate #59188). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Triad Business Bank?

Triad Business Bank holds $537 million in total assets, ranking 28th of 38 banks we track in North Carolina. It operates 3 branches.

Does Triad Business Bank have CFPB complaints?

No CFPB complaints against Triad Business Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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