Peoples Bank is a bank based in Newton, North Carolina, established in 1912, with $1.7 billion in total assets across 16 branches. By Trust Grade it ranks 13th of 38 banks we track in North Carolina. Its capital ratio of 9.9% trails most similarly sized banks (42th percentile), versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against Peoples Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Peoples Bank compares to North Carolina peers
How we graded Peoples Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.9% capital ratio)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Peoples Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 3261 E Main St, Claremont, NC 28610
- 200 Island Ford Rd, Maiden, NC 28650
- 106 N Main St, Catawba, NC 28609
- 3310 Springs Rd Ne, Hickory, NC 28601
- 5153 Nc Highway 90 E, Hiddenite, NC 28636
- 213 1st St W, Conover, NC 28613
- 6125 S Nc 16 Business Hwy, Denver, NC 28037
- 1333 2nd St Ne, Hickory, NC 28601
- 142 S Nc 16 Business Hwy, Denver, NC 28037
- 1910 E Main St, Lincolnton, NC 28092
- 420 W A St, Newton, NC 28658
- 518 W C St, Newton, NC 28658
- 2050 Catawba Valley Blvd Se, Hickory, NC 28602
- 6350 South Blvd, Charlotte, NC 28217
- 9617 Holly Point Dr, Huntersville, NC 28078
- 163 Plantation Ridge Drive, Mooresville, NC 28117
Are deposits at Peoples Bank insured?
Yes. Peoples Bank is an FDIC-insured bank (FDIC certificate #5956). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Peoples Bank: frequently asked questions
Is Peoples Bank a good bank?
Peoples Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Strongly profitable (ROA 1.09%).
Is Peoples Bank FDIC-insured?
Yes. Peoples Bank is a FDIC-insured bank (FDIC certificate #5956). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Peoples Bank?
Peoples Bank holds $1.7 billion in total assets, ranking 13th of 38 banks we track in North Carolina. It operates 16 branches.
Does Peoples Bank have CFPB complaints?
No CFPB complaints against Peoples Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
