Ks Bank, Inc. is a bank based in Smithfield, North Carolina, established in 1924, with $873 million in total assets across 12 branches. By Trust Grade it ranks 29th of 38 banks we track in North Carolina. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against Ks Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ks Bank, Inc. compares to North Carolina peers
How we graded Ks Bank, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ks Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 2846 Ward Blvd, Wilson, NC 27893
- 115 W Anderson St, Selma, NC 27576
- 1601 Wayne Memorial Dr, Goldsboro, NC 27534
- 200 N Church St, Kenly, NC 27542
- 901 Vandora Springs Road, Garner, NC 27529
- 11591 Us 70 Business Hwy W, Clayton, NC 27520
- 1031 N Brightleaf Blvd, Smithfield, NC 27577
- 1031 N Brightleaf Blvd, Smithfield, NC 27577
- 2850 Wendell Blvd, Wendell, NC 27591
- 106 West Wellons Street, Four Oaks, NC 27524
- 206 West Broad Street, Dunn, NC 28334
- 6374 Deans St, Bailey, NC 27807
Are deposits at Ks Bank, Inc. insured?
Yes. Ks Bank, Inc. is an FDIC-insured bank (FDIC certificate #29771). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ks Bank, Inc.: frequently asked questions
Is Ks Bank, Inc. a good bank?
Ks Bank, Inc. earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Strongly profitable (ROA 1.28%).
Is Ks Bank, Inc. FDIC-insured?
Yes. Ks Bank, Inc. is a FDIC-insured bank (FDIC certificate #29771). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ks Bank, Inc.?
Ks Bank, Inc. holds $873 million in total assets, ranking 29th of 38 banks we track in North Carolina. It operates 12 branches.
Does Ks Bank, Inc. have CFPB complaints?
No CFPB complaints against Ks Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
