North State Bank is a bank based in Raleigh, North Carolina, established in 2000, with $1.5 billion in total assets across 7 branches. By Trust Grade it ranks 27th of 38 banks we track in North Carolina. Its capital ratio of 8.3% trails most similarly sized banks (12th percentile), versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 0.77% return on assets. No consumer complaints against North State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How North State Bank compares to North Carolina peers
How we graded North State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.77%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for North State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 835 Highway 70 West, Garner, NC 27529
- 2413 Blue Ridge Rd, Raleigh, NC 27607
- 4270 The Circle At North Hills St, Raleigh, NC 27609
- 14091 Falls Of Neuse Rd, Raleigh, NC 27614
- 1411 Commonwealth Dr, Wilmington, NC 28403
- 230 Fayetteville St, Raleigh, NC 27601
- 6204 Falls Of The Neuse Road, Raleigh, NC 27609
Are deposits at North State Bank insured?
Yes. North State Bank is an FDIC-insured bank (FDIC certificate #35519). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
North State Bank: frequently asked questions
Is North State Bank a good bank?
North State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.77%).
Is North State Bank FDIC-insured?
Yes. North State Bank is a FDIC-insured bank (FDIC certificate #35519). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is North State Bank?
North State Bank holds $1.5 billion in total assets, ranking 27th of 38 banks we track in North Carolina. It operates 7 branches.
Does North State Bank have CFPB complaints?
No CFPB complaints against North State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
