The Union Bank is a bank based in Beulah, North Dakota, established in 1899, with $325 million in total assets across 6 branches. By Trust Grade it ranks 42nd of 60 banks we track in North Dakota. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.73% return on assets. No consumer complaints against The Union Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Union Bank compares to North Dakota peers
How we graded The Union Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Strongly profitable (ROA 1.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Union Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 106 W South Ave, Glen Ullin, ND 58631
- 110 Dakota Ave, Wilton, ND 58579
- 13 E Main St, Halliday, ND 58636
- 222 7th St Nw, Hazen, ND 58545
- 1700 Highway 49 N, Beulah, ND 58523
- 113 1st Ave Nw, Beulah, ND 58523
Are deposits at The Union Bank insured?
Yes. The Union Bank is an FDIC-insured bank (FDIC certificate #9420). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Union Bank: frequently asked questions
Is The Union Bank a good bank?
The Union Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.73%).
Is The Union Bank FDIC-insured?
Yes. The Union Bank is a FDIC-insured bank (FDIC certificate #9420). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Union Bank?
The Union Bank holds $325 million in total assets, ranking 42nd of 60 banks we track in North Dakota. It operates 6 branches.
Does The Union Bank have CFPB complaints?
No CFPB complaints against The Union Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
