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Union State Bank Of Hazen

Hazen, ND · Est. 1908 · Website ↗
B
Trust Grade
Strong
Score: 89/100

Union State Bank Of Hazen is a bank based in Hazen, North Dakota, established in 1908, with $252 million in total assets across 4 branches. By Trust Grade it ranks 52nd of 60 banks we track in North Dakota. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Union State Bank Of Hazen appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$251.8M
$100M–1B institution
Deposits
$231.7M
Branches
4
Capital ratio
7.7%
Bottom 12% of $100M–1B peers · North Dakota median 9.5%
Return on assets
1.1%
Bottom 46% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#52
of 60 banks

How Union State Bank Of Hazen compares to North Dakota peers

Capital ratio
Bottom 12% of $100M–1B peers
Union State
7.7%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 46% of $100M–1B peers
Union State
1.1%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Union State Bank Of Hazen

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (7.7% capital ratio)
  • Strongly profitable (ROA 1.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Union State Bank Of Hazen over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 105 Harmon Ave, Stanton, ND 58571
  • 512 W Main St, Beulah, ND 58523
  • 1221 Main St W, Hazen, ND 58545
  • 209 Central Ave N, Hazen, ND 58545

Are deposits at Union State Bank Of Hazen insured?

Yes. Union State Bank Of Hazen is an FDIC-insured bank (FDIC certificate #13195). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Union State Bank Of Hazen: frequently asked questions

Is Union State Bank Of Hazen a good bank?

Union State Bank Of Hazen earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Strongly profitable (ROA 1.13%).

Is Union State Bank Of Hazen FDIC-insured?

Yes. Union State Bank Of Hazen is a FDIC-insured bank (FDIC certificate #13195). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Union State Bank Of Hazen?

Union State Bank Of Hazen holds $252 million in total assets, ranking 52nd of 60 banks we track in North Dakota. It operates 4 branches.

Does Union State Bank Of Hazen have CFPB complaints?

No CFPB complaints against Union State Bank Of Hazen appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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