First National Bank And Trust Co. Of Bottineau is a bank based in Bottineau, North Dakota, established in 1906, with $180 million in total assets across 1 branch. By Trust Grade it ranks 9th of 60 banks we track in North Dakota. Its capital ratio of 12.7% is stronger than 79% of similarly sized banks, versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.35% return on assets. No consumer complaints against First National Bank And Trust Co. Of Bottineau appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank And Trust Co. Of Bottineau compares to North Dakota peers
How we graded First National Bank And Trust Co. Of Bottineau
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.7% capital ratio)
- Strongly profitable (ROA 1.35%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank And Trust Co. Of Bottineau over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 424 Main St, Bottineau, ND 58318
Are deposits at First National Bank And Trust Co. Of Bottineau insured?
Yes. First National Bank And Trust Co. Of Bottineau is an FDIC-insured bank (FDIC certificate #3902). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank And Trust Co. Of Bottineau: frequently asked questions
Is First National Bank And Trust Co. Of Bottineau a good bank?
First National Bank And Trust Co. Of Bottineau earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.7% capital ratio); Strongly profitable (ROA 1.35%).
Is First National Bank And Trust Co. Of Bottineau FDIC-insured?
Yes. First National Bank And Trust Co. Of Bottineau is a FDIC-insured bank (FDIC certificate #3902). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank And Trust Co. Of Bottineau?
First National Bank And Trust Co. Of Bottineau holds $180 million in total assets, ranking 9th of 60 banks we track in North Dakota. It operates 1 branch.
Does First National Bank And Trust Co. Of Bottineau have CFPB complaints?
No CFPB complaints against First National Bank And Trust Co. Of Bottineau appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
