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State Bank & Trust Of Kenmare

Kenmare, ND · Est. 1925 · Website ↗
B
Trust Grade
Strong
Score: 86/100

State Bank & Trust Of Kenmare is a bank based in Kenmare, North Dakota, established in 1925, with $198 million in total assets across 3 branches. By Trust Grade it ranks 57th of 60 banks we track in North Dakota. Its capital ratio of 6.8% trails most similarly sized banks (6th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 0.96% return on assets. No consumer complaints against State Bank & Trust Of Kenmare appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$197.7M
$100M–1B institution
Deposits
$180.8M
Branches
3
Capital ratio
6.8%
Bottom 6% of $100M–1B peers · North Dakota median 9.5%
Return on assets
1.0%
Bottom 35% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#57
of 60 banks

How State Bank & Trust Of Kenmare compares to North Dakota peers

Capital ratio
Bottom 6% of $100M–1B peers
State Bank
6.8%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 35% of $100M–1B peers
State Bank
1.0%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded State Bank & Trust Of Kenmare

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (6.8% capital ratio)
  • Profitable (ROA 0.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for State Bank & Trust Of Kenmare over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 4 2nd St Nw, Kenmare, ND 58746
  • 103 1st Ave Se, Kenmare, ND 58746
  • 209 Main St N, Berthold, ND 58718

Are deposits at State Bank & Trust Of Kenmare insured?

Yes. State Bank & Trust Of Kenmare is an FDIC-insured bank (FDIC certificate #2057). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

State Bank & Trust Of Kenmare: frequently asked questions

Is State Bank & Trust Of Kenmare a good bank?

State Bank & Trust Of Kenmare earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (6.8% capital ratio); Profitable (ROA 0.96%).

Is State Bank & Trust Of Kenmare FDIC-insured?

Yes. State Bank & Trust Of Kenmare is a FDIC-insured bank (FDIC certificate #2057). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is State Bank & Trust Of Kenmare?

State Bank & Trust Of Kenmare holds $198 million in total assets, ranking 57th of 60 banks we track in North Dakota. It operates 3 branches.

Does State Bank & Trust Of Kenmare have CFPB complaints?

No CFPB complaints against State Bank & Trust Of Kenmare appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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