Border Bank is a bank based in Fargo, North Dakota, established in 1972, with $1.1 billion in total assets across 11 branches. By Trust Grade it ranks 36th of 60 banks we track in North Dakota. Its capital ratio of 8.8% trails most similarly sized banks (20th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.13% return on assets. No consumer complaints against Border Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Border Bank compares to North Dakota peers
How we graded Border Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.8% capital ratio)
- Strongly profitable (ROA 1.13%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Border Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 1528 Highway 59 S, Thief River Falls, MN 56701
- 1083 3rd St Nw, Roseau, MN 56751
- 4530 17th Ave S, Fargo, ND 58103
- 150 Hill Ave S, Middle River, MN 56737
- 202 N Main St, Badger, MN 56714
- 605 Main St W, Baudette, MN 56623
- 9950 Foley Blvd Nw, Coon Rapids, MN 55433
- 3203 32nd Ave S, Fargo, ND 58103
- 123 Main St S, Clearbrook, MN 56634
- 1414 Highway 71, International Falls, MN 56649
- 133 Main St N, Greenbush, MN 56726
Are deposits at Border Bank insured?
Yes. Border Bank is an FDIC-insured bank (FDIC certificate #20776). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Border Bank: frequently asked questions
Is Border Bank a good bank?
Border Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.13%).
Is Border Bank FDIC-insured?
Yes. Border Bank is a FDIC-insured bank (FDIC certificate #20776). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Border Bank?
Border Bank holds $1.1 billion in total assets, ranking 36th of 60 banks we track in North Dakota. It operates 11 branches.
Does Border Bank have CFPB complaints?
No CFPB complaints against Border Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
