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Dakota Community Bank & Trust, National Association

Hebron, ND · Est. 1940 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Dakota Community Bank & Trust, National Association is a bank based in Hebron, North Dakota, established in 1940, with $1.4 billion in total assets across 13 branches. By Trust Grade it ranks 50th of 60 banks we track in North Dakota. Its capital ratio of 8.0% trails most similarly sized banks (9th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.76% return on assets. No consumer complaints against Dakota Community Bank & Trust, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.4B
$1B–10B institution
Deposits
$1.2B
Branches
13
Capital ratio
8.0%
Bottom 9% of $1B–10B peers · North Dakota median 9.5%
Return on assets
1.8%
Top 17% of $1B–10B peers · North Dakota median 1.32%
Rank in North Dakota
#50
of 60 banks

How Dakota Community Bank & Trust, National Association compares to North Dakota peers

Capital ratio
Bottom 9% of $1B–10B peers
Dakota Community
8.0%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $1B–10B peers
Dakota Community
1.8%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Dakota Community Bank & Trust, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (8.0% capital ratio)
  • Strongly profitable (ROA 1.76%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Dakota Community Bank & Trust, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 111 Main Ave, New Leipzig, ND 58562
  • 123 Main Street, Taylor, ND 58656
  • 4321 Memorial Hwy, Mandan, ND 58554
  • 1727 State St, Bismarck, ND 58501
  • 66 Santee Rd, Lincoln, ND 58504
  • 108 S Main St, Glen Ullin, ND 58631
  • 14 3rd Ave W, Dickinson, ND 58601
  • 26 N Main St, Bowman, ND 58623
  • 919 S 7th St, Bismarck, ND 58504
  • 128 B St N, Richardton, ND 58652
  • 1711 W Grand Xing, Mobridge, SD 57601
  • 2284 3rd St W, Dickinson, ND 58601
  • 609 Main St, Hebron, ND 58638

Are deposits at Dakota Community Bank & Trust, National Association insured?

Yes. Dakota Community Bank & Trust, National Association is an FDIC-insured bank (FDIC certificate #15728). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Dakota Community Bank & Trust, National Association: frequently asked questions

Is Dakota Community Bank & Trust, National Association a good bank?

Dakota Community Bank & Trust, National Association earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.0% capital ratio); Strongly profitable (ROA 1.76%).

Is Dakota Community Bank & Trust, National Association FDIC-insured?

Yes. Dakota Community Bank & Trust, National Association is a FDIC-insured bank (FDIC certificate #15728). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Dakota Community Bank & Trust, National Association?

Dakota Community Bank & Trust, National Association holds $1.4 billion in total assets, ranking 50th of 60 banks we track in North Dakota. It operates 13 branches.

Does Dakota Community Bank & Trust, National Association have CFPB complaints?

No CFPB complaints against Dakota Community Bank & Trust, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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