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Mcintosh County Bank

Ashley, ND · Est. 1911 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Mcintosh County Bank is a bank based in Ashley, North Dakota, established in 1911, with $121 million in total assets across 2 branches. By Trust Grade it ranks 30th of 60 banks we track in North Dakota. Its capital ratio of 9.2% trails most similarly sized banks (33th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Mcintosh County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$121.2M
$100M–1B institution
Deposits
$106.8M
Branches
2
Capital ratio
9.2%
Bottom 33% of $100M–1B peers · North Dakota median 9.5%
Return on assets
1.7%
Top 24% of $100M–1B peers · North Dakota median 1.32%
Rank in North Dakota
#30
of 60 banks

How Mcintosh County Bank compares to North Dakota peers

Capital ratio
Bottom 33% of $100M–1B peers
Mcintosh County
9.2%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $100M–1B peers
Mcintosh County
1.7%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Mcintosh County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.2% capital ratio)
  • Strongly profitable (ROA 1.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Mcintosh County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 101 North Main Avenue, Zeeland, ND 58581
  • 204 W Main St, Ashley, ND 58413

Are deposits at Mcintosh County Bank insured?

Yes. Mcintosh County Bank is an FDIC-insured bank (FDIC certificate #13794). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Mcintosh County Bank: frequently asked questions

Is Mcintosh County Bank a good bank?

Mcintosh County Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Strongly profitable (ROA 1.67%).

Is Mcintosh County Bank FDIC-insured?

Yes. Mcintosh County Bank is a FDIC-insured bank (FDIC certificate #13794). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Mcintosh County Bank?

Mcintosh County Bank holds $121 million in total assets, ranking 30th of 60 banks we track in North Dakota. It operates 2 branches.

Does Mcintosh County Bank have CFPB complaints?

No CFPB complaints against Mcintosh County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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