Farmers & Merchants Bank Of North Dakota is a bank based in Tolna, North Dakota, established in 1917, with $124 million in total assets across 3 branches. By Trust Grade it ranks 38th of 60 banks we track in North Dakota. Its capital ratio of 9.8% trails most similarly sized banks (43th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Farmers & Merchants Bank Of North Dakota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers & Merchants Bank Of North Dakota compares to North Dakota peers
How we graded Farmers & Merchants Bank Of North Dakota
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers & Merchants Bank Of North Dakota over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 307 Whinery Street, Binford, ND 58416
- 101 Main St N, Tolna, ND 58380
- 201 S Main St, Mcville, ND 58254
Are deposits at Farmers & Merchants Bank Of North Dakota insured?
Yes. Farmers & Merchants Bank Of North Dakota is an FDIC-insured bank (FDIC certificate #8640). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers & Merchants Bank Of North Dakota: frequently asked questions
Is Farmers & Merchants Bank Of North Dakota a good bank?
Farmers & Merchants Bank Of North Dakota earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.63%).
Is Farmers & Merchants Bank Of North Dakota FDIC-insured?
Yes. Farmers & Merchants Bank Of North Dakota is a FDIC-insured bank (FDIC certificate #8640). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers & Merchants Bank Of North Dakota?
Farmers & Merchants Bank Of North Dakota holds $124 million in total assets, ranking 38th of 60 banks we track in North Dakota. It operates 3 branches.
Does Farmers & Merchants Bank Of North Dakota have CFPB complaints?
No CFPB complaints against Farmers & Merchants Bank Of North Dakota appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
