The Baltic State Bank is a bank based in Baltic, Ohio, established in 1902, with $123 million in total assets across 4 branches. By Trust Grade it ranks 129th of 157 banks we track in Ohio. Its capital ratio of 7.1% trails most similarly sized banks (8th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.26% return on assets. No consumer complaints against The Baltic State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Baltic State Bank compares to Ohio peers
How we graded The Baltic State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.1% capital ratio)
- Strongly profitable (ROA 1.26%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Baltic State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 101 E Main St, Baltic, OH 43804
- 401 E. Main St, Sugarcreek, OH 44681
- 33919 State Route 643, Baltic, OH 43804
- 200 N Kirk St, West Lafayette, OH 43845
Are deposits at The Baltic State Bank insured?
Yes. The Baltic State Bank is an FDIC-insured bank (FDIC certificate #17759). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Baltic State Bank: frequently asked questions
Is The Baltic State Bank a good bank?
The Baltic State Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.1% capital ratio); Strongly profitable (ROA 1.26%).
Is The Baltic State Bank FDIC-insured?
Yes. The Baltic State Bank is a FDIC-insured bank (FDIC certificate #17759). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Baltic State Bank?
The Baltic State Bank holds $123 million in total assets, ranking 129th of 157 banks we track in Ohio. It operates 4 branches.
Does The Baltic State Bank have CFPB complaints?
No CFPB complaints against The Baltic State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
