The Citizens National Bank Of Bluffton is a bank based in Bluffton, Ohio, established in 1920, with $1.1 billion in total assets across 12 branches. By Trust Grade it ranks 36th of 157 banks we track in Ohio. Its capital ratio of 10.0% trails most similarly sized banks (44th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 2.39% return on assets. No consumer complaints against The Citizens National Bank Of Bluffton appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Citizens National Bank Of Bluffton compares to Ohio peers
How we graded The Citizens National Bank Of Bluffton
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 2.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Citizens National Bank Of Bluffton over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (12)
- 138 South Main Street, Bluffton, OH 45817
- 305 E Kiracofe Ave, Elida, OH 45807
- 201 N Main St, Lima, OH 45801
- 135 N Main St, Lima, OH 45801
- 102 S Main St, Bluffton, OH 45817
- 1199 Westwood Dr, Van Wert, OH 45891
- 601 Grand Lake Rd, Celina, OH 45822
- 1995 Tiffin Ave, Findlay, OH 45840
- 102 S Main St, Bluffton, OH 45817
- 30 Warder St, Springfield, OH 45504
- 601 E 2nd St, Defiance, OH 43512
- 3130 Executive Pkwy, Toledo, OH 43606
Are deposits at The Citizens National Bank Of Bluffton insured?
Yes. The Citizens National Bank Of Bluffton is an FDIC-insured bank (FDIC certificate #6531). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Citizens National Bank Of Bluffton: frequently asked questions
Is The Citizens National Bank Of Bluffton a good bank?
The Citizens National Bank Of Bluffton earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 2.39%).
Is The Citizens National Bank Of Bluffton FDIC-insured?
Yes. The Citizens National Bank Of Bluffton is a FDIC-insured bank (FDIC certificate #6531). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Citizens National Bank Of Bluffton?
The Citizens National Bank Of Bluffton holds $1.1 billion in total assets, ranking 36th of 157 banks we track in Ohio. It operates 12 branches.
Does The Citizens National Bank Of Bluffton have CFPB complaints?
No CFPB complaints against The Citizens National Bank Of Bluffton appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
