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The North Side Bank And Trust Company

Cincinnati, OH · Est. 1892 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

The North Side Bank And Trust Company is a bank based in Cincinnati, Ohio, established in 1892, with $1.2 billion in total assets across 9 branches. By Trust Grade it ranks 102nd of 157 banks we track in Ohio. Its capital ratio of 8.8% trails most similarly sized banks (19th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.82% return on assets. No consumer complaints against The North Side Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$961.5M
Branches
9
Capital ratio
8.8%
Bottom 19% of $1B–10B peers · Ohio median 10.3%
Return on assets
0.8%
Bottom 22% of $1B–10B peers · Ohio median 0.93%
Rank in Ohio
#102
of 157 banks

How The North Side Bank And Trust Company compares to Ohio peers

Capital ratio
Bottom 19% of $1B–10B peers
The North
8.8%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $1B–10B peers
The North
0.8%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The North Side Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.82%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The North Side Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (9)

  • 906 N Bend Rd, Cincinnati, OH 45224
  • 9315 Colerain Ave, Cincinnati, OH 45251
  • 9407 Kenwood Rd, Cincinnati, OH 45242
  • 633 Anderson Ferry Rd, Cincinnati, OH 45238
  • 8615 Shepherd Farm Dr, West Chester, OH 45069
  • 11628 Springfield Pike, Springdale, OH 45246
  • 2739 Madison Rd, Cincinnati, OH 45209
  • 1111 Saint Gregory St, Cincinnati, OH 45202
  • 4125 Hamilton Ave, Cincinnati, OH 45223

Are deposits at The North Side Bank And Trust Company insured?

Yes. The North Side Bank And Trust Company is an FDIC-insured bank (FDIC certificate #9457). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The North Side Bank And Trust Company: frequently asked questions

Is The North Side Bank And Trust Company a good bank?

The North Side Bank And Trust Company earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.82%).

Is The North Side Bank And Trust Company FDIC-insured?

Yes. The North Side Bank And Trust Company is a FDIC-insured bank (FDIC certificate #9457). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The North Side Bank And Trust Company?

The North Side Bank And Trust Company holds $1.2 billion in total assets, ranking 102nd of 157 banks we track in Ohio. It operates 9 branches.

Does The North Side Bank And Trust Company have CFPB complaints?

No CFPB complaints against The North Side Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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