Mercer Savings Bank is a bank based in Celina, Ohio, established in 1888, with $174 million in total assets across 7 branches. By Trust Grade it ranks 64th of 157 banks we track in Ohio. Its capital ratio of 13.0% is stronger than 80% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Mercer Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Mercer Savings Bank compares to Ohio peers
How we graded Mercer Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Profitable (ROA 0.80%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Mercer Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 120 N Wayne St, Fort Recovery, OH 45846
- 123 E Main St, Greenville, OH 45331
- 1100 Irmscher Blvd, Celina, OH 45822
- 217 W Market St, Celina, OH 45822
- 1205 Us Highway 27 N, Berne, IN 46711
- 4351 E 1000 S, Geneva, IN 46740
- 2009 E 200 N, Decatur, IN 46733
Are deposits at Mercer Savings Bank insured?
Yes. Mercer Savings Bank is an FDIC-insured bank (FDIC certificate #30084). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Mercer Savings Bank: frequently asked questions
Is Mercer Savings Bank a good bank?
Mercer Savings Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Profitable (ROA 0.80%).
Is Mercer Savings Bank FDIC-insured?
Yes. Mercer Savings Bank is a FDIC-insured bank (FDIC certificate #30084). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Mercer Savings Bank?
Mercer Savings Bank holds $174 million in total assets, ranking 64th of 157 banks we track in Ohio. It operates 7 branches.
Does Mercer Savings Bank have CFPB complaints?
No CFPB complaints against Mercer Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
